Calculate returns on Systematic Investment Plan (SIP) investments. See how your monthly investments grow over time with compound interest.
A Systematic Investment Plan (SIP) lets you invest a fixed amount at regular intervals usually monthly into a mutual fund. SIPs harness two powerful forces: compounding (earning returns on returns) and rupee cost averaging (buying more units when prices are low, fewer when high).
Where
When markets drop, your fixed SIP amount buys more units. When markets rise, it buys fewer. Over time, this averages out your purchase cost and reduces the impact of market volatility. This is why SIPs are recommended for equity mutual funds they remove the need to "time the market."
Set your SIP amount
Enter the monthly amount you plan to invest regularly.
Choose expected return
Set an expected annual return rate based on fund category (8-15% is typical for equity).
Pick your time horizon
Enter the number of years you plan to stay invested.
See projected wealth
View total invested amount vs estimated returns with a growth chart.
Salaried professionals
Automate monthly investing from salary to build a retirement corpus.
First-time investors
Start with as little as ₹500/month to build the investing habit.
Parents
Plan for children's education or marriage expenses 15-20 years ahead.
Goal planners
Calculate exactly how much to invest monthly to reach a target amount.
SIP (Systematic Investment Plan) is a method of investing a fixed amount regularly in mutual funds. It helps build wealth through the power of compounding.
SIP returns are calculated using the compound interest formula applied to each installment. Each monthly investment earns returns for the remaining period.
SIP offers the benefit of rupee cost averaging and disciplined investing. It's generally better for volatile markets, while lump sum may outperform in consistently rising markets.